What is the Full Form of PUC in Insurance?
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The PUC Full Form in Insurance is Pollution Under Control certificate. This certificate is a crucial document that verifies a vehicle’s emission levels. Whether you own a car or a bike, whether for personal or business use, possessing a PUC certificate is mandatory. Fuel-powered vehicles emit harmful chemicals, such as carbon monoxide, making it essential to monitor and control their emission levels to protect the environment.
Significance of the PUC Certificate in Insurance
A valid Pollution Under Control (PUC) certificate is often a requirement for automobiles in many jurisdictions. It helps both insurers and policyholders adhere to environmental regulations. Some insurance providers may require a valid PUC certificate before issuing or renewing a vehicle insurance policy. This ensures that the vehicle meets the necessary environmental standards, which can be a criterion for obtaining insurance coverage.
Will the Insurance Claim Be Rejected Without a PUC Certificate?
No, according to the IRDAI’s circular dated August 26, 2020, an insurance company cannot reject a vehicle insurance claim solely because of the absence of a valid PUC certificate. Nevertheless, having a PUC certificate is still important. While the lack of a PUC certificate will not impact your insurance claim, it is crucial for the vehicle’s operation on public roads and compliance with environmental laws.
In conclusion, understanding the PUC Full Form in Insurance—Pollution Under Control certificate—highlights its importance in maintaining environmental standards and ensuring compliance with regulations. While it may not directly affect insurance claims, having a valid PUC certificate remains essential for legal and environmental reasons.
The PUC Full Form in Insurance is Pollution Under Control certificate. This certificate is a crucial document that verifies a vehicle’s emission levels. Whether you own a car or a bike, whether for personal or business use, possessing a PUC certificate is mandatory. Fuel-powered vehicles emit harmful chemicals, such as carbon monoxide, making it essential…